Thank you for your post and update on January 5. I have been threatened by them to pay the remaining loan. someone was trying to meet me in person but I avoided. they sent me a Final Demand Notice in Telegram. I don’t that that is valid letter. Let me know if any one has been contacted by them to repay the loan. has any one has recent experience with them? I have lost my life savings with them. I do not know how to recover. Please share your experiences.