I was scammed for $800.
I am a customer of City National Bank on 2nd Street in Mason, WV. Recently, I was trying to secure a loan when a company, which introduced itself as Aspire Banking, contacted me. Fortunately, my bank detected something amiss, disputed the transaction, and successfully returned the $149.00 fee to my account on the same day.
However, another issue arose when a man named Kevin, claiming to have seen my online request for a $5,000 personal loan, contacted me. He fraudulently deposited a total of $5,970 into my account, which turned out to be counterfeit funds. Now, my bank holds me responsible for this mishap and intends to withhold my checks until I repay $3,000, as informed by the fraud department. The collections department, however, has a different stance, noting my account is overdrawn by $1,856.16. They mentioned that for any deficit under $1,200, they would offer a new account under a ‘Fresh Start’ program.
This situation is particularly challenging for me as I am disabled and rely on a monthly SSI check of $914.