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I received a check for $2,370, which was supposed to be for a vehicle wrap/sticker advertisement. The arrangement required me to pay $500.00 to technicians for applying the sticker. I used the remainder for bills and other necessities. However, 2-3 days later, the bank informed me that the check was fraudulent and that I needed to repay the money. I was unaware of the scam, as I had received a letter in the mail and had only spoken once and texted for the rest of the communication. The bank, First Kentucky, issued a letter about a substitute check policy, but refused to acknowledge this letter and was of no assistance. As a single parent trying to make extra money for my family, I do not feel that I should be held responsible for this situation.