“Just Leave $100 in the Account” — Why?

I came across a withdrawal story with a detail I hadn’t seen discussed much.

The user wasn’t trying to withdraw everything.

His account showed around $3,700, and he requested $3,600.

Support replied almost immediately:

“Please revise your withdrawal. A minimum balance of $100 must remain active.”

Okay. Maybe that’s their policy.

He changed the request to $3,500.

Rejected again.

This time, the account manager said the minimum balance was calculated according to account size and he actually needed to leave 20% of his funds on the platform.

That’s a pretty big difference.

The user asked where this rule was written.

Instead of sending the relevant terms, the manager replied:

“This is standard risk-management procedure for active accounts.”

So the user tried another approach.

Can I close the account completely and withdraw everything?

Apparently yes—but account closure required a separate “settlement process.”

And guess what?

There was a fee.

At this point, the issue wasn’t the $100 anymore. It was that every attempt to reduce or remove the balance seemed to reveal a new condition.

I think there’s a useful distinction here.

A clearly disclosed minimum balance is one thing.

A minimum balance that keeps changing after you request a withdrawal is something else entirely.

Before depositing on any platform, it might be worth asking a question most people probably don’t think about:

“Can I withdraw my entire balance and close my account without making another deposit?”

The answer could be surprisingly informative.

You shouldn’t have to discover the exit conditions only after you’re already trying to leave.